Are the Porter BMO credit card perks worth it?
Touted as the “first and only travel credit card program in Canada that grants immediate frequent flyer benefits,” the cards automatically give users access to Avid Traveller status benefits (an Avid Traveller is anyone who reaches one of four membership levels within Porter’s loyalty program). And unlike Air Canada’s Aeroplan and WestJet’s WestJet Rewards programs, you don’t need to reach a minimum spend or fly a set number of miles.
Cardholders can immediately take advantage of perks like dedicated check-in, priority security, early boarding and accelerated point accumulation. With earnings rates of up to 6 points per dollar spent on Porter flights, as well as competitive rates on other purchases, these new credit cards are ideal for frequent fliers who want enhanced loyalty benefits and accelerated travel rewards.
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Is it worth flying with Porter?
Some travellers love the Canadian airline. “Whenever possible I fly Porter,” says Andrea Bourke, a lawyer in Toronto. “Free snacks and Wi-Fi [on select flights], no middle seats and the airline seems to be constantly increasing their routes.” She also says the customer service is accommodating. “Even when there are hiccups, they try really hard to make things right.” The BMO Porter card perks are interesting to her, especially the companion pass and free checked bags, which “could save me hundreds annually, and earning points on everyday purchases means I can get flights faster. Priority boarding and dedicated check-in are also a great perk.”
What credit cards do Porter and BMO offer?
Here are the two credit cards from Porter and BMO.
BMO VIPorter Mastercard
This a good travel card with membership status perks.
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BMO VIPorter Mastercard
Annual fee: $89 (waived in the first year)
Welcome offer: Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.
Card details
| Interest rates | 21.99% for purchases, 23.99% for cash advances | |
| Income required | None specified | |
| Credit score | n/a | |
| Point value | 1 VIPorter point is worth an average of 1.5 cents. | |
BMO VIPorter World Elite Mastercard
Get all the good stuff from having a World Elite Mastercard in your wallet, as well as Porter perks, too.
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BMO VIPorter World Elite Mastercard
Annual fee: $199 (waived in the first year)
Welcome offer: Get up to $2,400 in value, including 70,000 VIPorter points and a round-trip companion pass. Plus receive $1,000 in Qualifying Spend.
Card details
| Interest rates | 21.99% for purchases, 23.99% for cash advances | |
| Income required | Minimum $80,000 (individual) or $150,000 (household) annual income required | |
| Credit score | n/a | |
| Point value | 1 VIPorter point is worth an average of 1.5 cents. | |
| Perks | Automatic VIPorter Avid Traveller Venture status benefits, including earning 6 points per dollar on Porter flights, dedicated check-in, early boarding, one free checked bag and more, and $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend |
VIPorter rewards: How do you earn points?
Members earn VIPorter points based on the amount they spend on a Porter or partner flight, as well as their membership level.
At the base level, members earn a half VIPorter point per dollar spent. At the highest level (VIPorter Ascent and First) members get 7 VIPorter points per dollar spent.
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