Is your pet costing you too much? According to the ASPCA, pet owners spent $1,400 a year on their pets in 2024. While pet owners are more than willing to spend money on their pets, don’t let it ruin your budget unnecessarily. Here are 10 ways that your pets are costing you a fortune.
1. Medications
While medication for your pets is obviously essential, you’re probably spending too much if you’re getting them directly from the vet. Subscribing to auto-ship on Chewy can save you money. All you have to do is get your vet to send in your prescription to Chewy. Then it will be sent directly to you.
2. Vet Bills
Do you pay per visit when your pet goes to the vet? This can be very costly, especially for routine visits and shots. Instead, consider a wellness plan where many of these services are included in a monthly plan. Vets like Banfield offer options like this. If your dog needs unexpected surgery or imaging, for example, you can increase the plan so the service is covered. Talk to your vet to see if this is an option for you.
3. Food
Food for your pets can get costly. Make sure that you are buying in bulk whenever possible to save money. You may also want to sign up for auto-ship on Chewy or Amazon to save additional money.
4. Boarding
If you’re traveling, you’re probably boarding your pets. You might want to consider hiring a friend or family member to pet sit instead. This can often save you money, and your pets will probably be more comfortable at home.
5. Treats
Do you splurge on your pet’s treats? Have you considered making your own? Many of the ingredients you already have in your pantry can be used. Just make sure to avoid certain ingredients like sugar.
6. Grooming
While we always want our pets to look great, grooming can be expensive. With a pair of clippers and some YouTube videos, you can save money on grooming your pet.
7. Pet Insurance
While insurance might save you money if something unexpected happens, often things aren’t covered. Make sure to pay attention to your policy and any deductibles. It’s also important to look at policy limits.
8. Toys
Are pet toys taking over your house? Pet owners usually spend too much on toys every year. In reality, pets can only play with one toy at a time and usually have a favorite anyway.
9. Spay and Neutering
Pet owners can make the mistake of paying for spaying and neutering. Often, there are free clinics offered in your community or mobile vet clinics you can visit.
Stop Overpaying for Your Pet
Instead of spending too much on your pet, look for ways to cut costs. You can find deals on Chewy, Amazon, or Walmart. It’s important to shop around to find the best price! Then, your pet expenses won’t impact your budget. How much is your pet costing you? Let us know how much you typically spend on your pet.
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Teri Monroe
Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.
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