Author: MoneyMaven
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The 7 Types of Rest Your Brain Actually Needs—And Sleep Isn’t One of Them
We’re conditioned to believe that sleep is the ultimate cure for exhaustion. And while getting a solid eight hours is undeniably essential for physical health, many people wake up feeling just as tired as when they went to bed. Why? Because not all tiredness is solved with sleep. Your brain, which is constantly processing, planning,…
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What It Means & How to Fix It
Getting denied for a credit card or loan because of “insufficient credit history” can feel frustrating—especially if you’ve always paid your bills on time. But it doesn’t mean you’ve done anything wrong. It just means there isn’t enough data in your credit report for lenders to assess your creditworthiness. Whether you’re new to credit, haven’t…
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Weekend Reading: A Taxing Decision Edition
For years I’ve wrestled with the taxing decision of whether to pay ourselves dividends or salary (or some combination of the two). For background, my wife and I co-own and operate our corporation, which includes our financial planning business, this blog, and some freelance writing work. We’ve always paid ourselves an equal amount of dividends…
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Why Some Men Say Marriage No Longer Benefits Them
Family or Marriage Image Source: 123rf.com Marriage was once considered a key milestone for men, symbolizing maturity, stability, and success. But in recent years, a growing number of men are questioning whether tying the knot still offers the same rewards it once did. The emotional, legal, and financial aspects of modern marriage are being reevaluated,…
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Could Your Favorite Candle Be Wrecking Your Health? The Truth About “Clean Scents”
Image by Luma Candles of Unsplash There’s nothing like lighting your favorite candle after a long day, whether it’s the comforting warmth of vanilla or the crisp, spa-like notes of eucalyptus. Candles have become a staple in self-care routines, home decor, and even wellness practices. But what if that soothing scent is doing more harm…
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I Can’t Afford My Car Payment. What Are My Options?
Struggling to keep up with your car payment? You’re not alone—and you have more options than you might think. Whether your income dropped, expenses shot up, or the loan was just too aggressive to begin with, missing payments can snowball fast. The good news is, you’re not stuck. There are several ways to lower your…
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Do You Fight It or Walk Away?
relationship Image Source: 123rf.com Falling for someone feels amazing—until you realize you’re also dating their social circle. Everything is going great between the two of you, but there’s a snag: her friends don’t like you. Maybe it’s subtle, maybe it’s loud, or maybe it’s just something you feel in the awkward silences. Either way, it…
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The best secured credit cards in Canada for 2025
Featured secured credit cards featured Secured Neo Mastercard Build your credit easily while earning up to 5% cash back at select partner stores. GO TO SITE Interest Rates: 19.99% purchase, 22.99% cash advance, N/A balance transfer featured Home Trust Secured Visa Card Choose between no-fee and annual-fee options with different purchase interest rates. GO TO…
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Everything He Touches Dies
It’s not as though we weren’t warned. Everything Trump Touches Dies: A Republican Strategist Gets Real About the Worst President Ever. That was published in 2018. This was published a few days after Trump won, digesting Timothy Snyder’s warning: Is Trump trying to kill us? Authoritarian expert says yes. Here’s how. (Professor Snyder has since…
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How to Request a Credit Limit Increase with Chase
A higher credit limit could help improve your credit score and give you more breathing room on big purchases. Whether you’re planning a home project or want to lower your credit utilization, requesting a credit line increase from Chase might be the right move. But Chase doesn’t offer an online form for this. You’ll need…