Author: MoneyMaven

Passive investing has absolutely revolutionized the investment landscape for individual investors. Not only has it dramatically lowered the costs of asset ownership, but it has done so while delivering strong returns. What began as a radical idea to buy the overall market without worrying about picking the winners now accounts for 57% of all equity…

Crypto ETFs hold actual crypto, so they’re a more direct way to gain exposure to crypto compared to shares in a public company engaged in crypto activities. Crypto ETFs are eligible for tax-advantaged accounts like the tax-free savings account (TFSA), registered retirement savings plan (RRSP) and first home savings account (FHSA). (More on crypto and…

Image Source: Pexels If you have bad credit, finding a loan in Alabama may be challenging. However, there are several options for no credit check loans that may be right for you. Here we will discuss possible options and how to secure a no-credit check loan. Find a Reputable Lender When trying to procure a…

Image Source: Pexels We all are usually prepared for common interview questions like, “Why should I hire you?” or “How would your coworkers describe you?” But, are you prepared for these new questions that many hiring managers are asking? Read on to learn 7 questions you may be asked on your next job interview. 1.…

Men’s Topics Image Source: 123rf.com The “everyday carry” (EDC) kit isn’t just a passing trend. Having an EDC will help you be equipped with everything you need, no matter what life throws your way. From functional tools to practical gadgets, you should ensure that your EDC is efficient for your needs. It is a highly…

Getting your teen a checking account can be a great way to start teaching them financial responsibility. If you link your account to theirs, you can easily transfer money and since you are also on the account, you’ll have full access to view transactions. However, checking accounts will have limited parental control. If you want…

It’s not enough to teach your children the basics of personal finance. Nobody will deny that it’s crucial that young people be taught how to manage their money and resources, however it’s also important to nurture their creativity and emotional intelligence to help them grow up to be creative, resilient adults who can weather any…

GICs versus stocks in a non-registered account If you buy guaranteed investment certificates (GICs), Joe, you will avoid capital gains tax on your death. But you may pay more overall tax. GICs don’t grow in value the way a stock can appreciate over time, so there’s no capital gain taxable on your death. However, GICs…

Image Source: 123rf.com There are currently 1.6 million people unemployed in the US. If you happen to be one of the many Americans between gigs, looking to supplement your income, or starting your first job, certain positions are almost always hiring. These jobs are often immediately available and are willing to train. If you’re eager…

Image Source: 123rf.com Three in ten Americans use e-books, according to a Pew Research study. As more people adopt this kind of technology, the need for free reading apps has increased. If you’re a book lover like me, here are the five best free reading apps out there.  1. Kindle: The Classic Reader with Modern…