Author: MoneyMaven

Image Source: 123rf.com There are currently 1.6 million people unemployed in the US. If you happen to be one of the many Americans between gigs, looking to supplement your income, or starting your first job, certain positions are almost always hiring. These jobs are often immediately available and are willing to train. If you’re eager…

Image Source: 123rf.com Three in ten Americans use e-books, according to a Pew Research study. As more people adopt this kind of technology, the need for free reading apps has increased. If you’re a book lover like me, here are the five best free reading apps out there.  1. Kindle: The Classic Reader with Modern…

The Biden Administration has approved $183.6 billion in student loan forgiveness across 28 initiatives, assisting over 5 million borrowers since 2021. New approvals include $465 million in Public Service Loan Forgiveness (PSLF), $1.26 billion through borrower defense, and $2.5 billion for borrowers with disabilities. States like California and Texas benefit the most, while smaller states…

nednapa / Shutterstock.com The unfortunate truth about food is that just because it tastes good doesn’t mean it is good. Sugary drinks like soda are just another part of that reality, and we all know it. However, the stakes now appear to be higher than previously believed. Recent research out of Tufts University concluded that…

2025 has gotten off to a rough start with devastating fires and corrections in stocks, bonds, and other risk assets. So, I thought it’d be a good idea to shift focus to some positives—before they fade as well. Take a moment to calculate your excess investment returns to remind yourself of the good times. When…

This SIMPLE IRA overview has been updated with information for the 2024 & 2025 tax years. This is the third installment in a multi-part series on retirement accounts for self-employment income. We previously covered SEP IRA and Solo 401K basics. In this post, we’ll cover the SIMPLE IRA. You don’t have to be entirely self-employed…

If you dream of making 8 figures a year, you’ll need to think strategically about how to increase your income. This will require more than just asking for a raise or finding another job. Here, we’ll discuss strategies that you can implement to put you on your way to millions. Mentorship and Leadership Training The…

Yes, 529 plans can be used for summer classes as long as the classes are part of a program offered by an eligible educational institution. The IRS defines these institutions as those eligible to participate in federal student aid programs (Title IV). Eligible expenses include tuition, mandatory fees, and course-related books, supplies, or equipment. If…

Cassanas Photography / Shutterstock.com Home insurance is essential for protecting your biggest investment, but that doesn’t mean you must pay top dollar. With premiums rising due to inflation and increasing natural disasters, finding ways to cut costs has become more important than ever. According to the Insurance Information Institute, the average annual homeowners insurance premium…

This self-employment retirement plan account comparison has been updated with information for the 2024 & 2025 tax years. My search for the best self-employment income retirement account started with this: while completing my tax return in prior years, I started noticing that I would have a not-insignificant tax bill due from self-employment, 1099, and side…