Author: MoneyMaven

For years I’ve wrestled with the taxing decision of whether to pay ourselves dividends or salary (or some combination of the two). For background, my wife and I co-own and operate our corporation, which includes our financial planning business, this blog, and some freelance writing work. We’ve always paid ourselves an equal amount of dividends…

Family or Marriage Image Source: 123rf.com Marriage was once considered a key milestone for men, symbolizing maturity, stability, and success. But in recent years, a growing number of men are questioning whether tying the knot still offers the same rewards it once did. The emotional, legal, and financial aspects of modern marriage are being reevaluated,…

Image by Luma Candles of Unsplash There’s nothing like lighting your favorite candle after a long day, whether it’s the comforting warmth of vanilla or the crisp, spa-like notes of eucalyptus. Candles have become a staple in self-care routines, home decor, and even wellness practices. But what if that soothing scent is doing more harm…

Struggling to keep up with your car payment? You’re not alone—and you have more options than you might think. Whether your income dropped, expenses shot up, or the loan was just too aggressive to begin with, missing payments can snowball fast. The good news is, you’re not stuck. There are several ways to lower your…

relationship Image Source: 123rf.com Falling for someone feels amazing—until you realize you’re also dating their social circle. Everything is going great between the two of you, but there’s a snag: her friends don’t like you. Maybe it’s subtle, maybe it’s loud, or maybe it’s just something you feel in the awkward silences. Either way, it…

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It’s not as though we weren’t warned. Everything Trump Touches Dies: A Republican Strategist Gets Real About the Worst President Ever. That was published in 2018. This was published a few days after Trump won, digesting Timothy Snyder’s warning: Is Trump trying to kill us? Authoritarian expert says yes. Here’s how. (Professor Snyder has since…

A higher credit limit could help improve your credit score and give you more breathing room on big purchases. Whether you’re planning a home project or want to lower your credit utilization, requesting a credit line increase from Chase might be the right move. But Chase doesn’t offer an online form for this. You’ll need…

Finances & Money Image Source: 123rf.com Doing it yourself can feel empowering—until it quietly backfires. Homeowners often pour time, money, and energy into upgrades with the belief that it’ll pay off later. But not all improvements boost value. In fact, there are several DIY projects that hurt resale value more than they help. Before you…

To give an another example, in September 2024, the average weekly wage across Canada was $1,304.43, according to Statistics Canada. That comes to an average annual salary of $67,830.36. That means the average working Canadian falls within the second federal tax bracket. They would pay 15% tax on their first $55,867, and 20.5% tax on…