Author: MoneyMaven

  • What Social Security? Should You Rely on Social Security for Retirement?

    What Social Security? Should You Rely on Social Security for Retirement?

    Image Source: 123rf.com Should you rely only on social security benefits in retirement? The answer is probably no. Social security benefits should be seen as a supplement to income rather than the only source of income in retirement. The average benefit often covers only a portion of living expenses. Also, the program is facing long-term…

  • 5 Things Happy Couples Do That Don’t Cost a Dime

    5 Things Happy Couples Do That Don’t Cost a Dime

    relationship Image Source: 123rf.com Happy couples understand that creating meaningful connections and nurturing their relationships doesn’t always require spending money. Instead, happiness often thrives in simple, thoughtful gestures that strengthen bonds through genuine intimacy and appreciation. The strongest relationships regularly incorporate activities that deepen emotional ties without breaking the bank. Here are five things truly…

  • 7 Ways to Avoid Panicking in a Volatile Market

    7 Ways to Avoid Panicking in a Volatile Market

    There’s no question that the recent market volatility, including the trillions lost in the stock market recently on the release of President Trump’s retaliatory tariffs, is difficult to stomach. The Dow Jones Industrial Average fell almost 4%, the NASDAQ shed nearly 6%, and the S&P 500 index fell almost 5%. In a sea of red,…

  • The best TD credit cards in Canada in 2025

    The best TD credit cards in Canada in 2025

    Why trust us MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn…

  • 9 Ways Social Media Is Secretly Influencing Your Spending Habits

    9 Ways Social Media Is Secretly Influencing Your Spending Habits

    Image Source: 123rf.com Social media is more than just selfies and memes—it’s a powerful force shaping how we shop. You might think you’re just browsing, but platforms like Instagram, TikTok, and Facebook are constantly nudging you toward your next purchase. If you’ve ever added something to your cart after watching a 10-second video, you’re not…

  • Quality Time Doesn’t Look Like These 10 Activities

    Quality Time Doesn’t Look Like These 10 Activities

    relationship Image Source: 123rf.com Quality time is crucial to any strong relationship. It can help you create meaningful connections and build intimacy and trust. Sometimes, it is easy to confuse being near someone with spending quality time together. The two are very different, though. None of these 10 activities should be considered quality time. In…

  • How Much Should Tax Preparation Cost in 2025?

    How Much Should Tax Preparation Cost in 2025?

    Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this…

  • The best no-fee credit cards in Canada for 2025

    The best no-fee credit cards in Canada for 2025

    Imagine enjoying all the best credit card perks, without paying an annual fee. Well, Canadians can choose from an impressive selection of cards with no yearly fees that make this dream a reality. These cards not only save you money, but also offer enticing rewards like cash back and travel points. Here are our picks for…

  • 10 Reasons It Won’t Fund Your Lifestyle

    10 Reasons It Won’t Fund Your Lifestyle

    Image Source: 123rf.com Becoming an influencer is glamorized as the ultimate dream—working from anywhere, getting free products, and earning big money while sharing your life with the world. But is it as easy and lucrative as it seems? Many aspiring influencers dive headfirst into the world of social media only to discover that the reality…

  • 6 Controversial Takes on Why Financial Literacy Shouldn’t Be Taught in Schools

    6 Controversial Takes on Why Financial Literacy Shouldn’t Be Taught in Schools

    Image Source: 123rf.com Financial literacy is often promoted as a must-have subject in schools, right up there with math and science. But not everyone agrees that classrooms are the right place for it. While most people assume teaching money skills will lead to better financial outcomes, critics argue that the topic is more complex than…