Author: MoneyMaven

Think of your side job as a small business from day one. Basic accounting software like QuickBooks or Xero, typically costing $25-50 monthly, will help track income and expenses and prove invaluable during tax season. Pair these with time-tracking tools like Toggl or Clockify to ensure accurate billing and understand your true hourly earnings. You…

Valiik / Shutterstock.com Donald Trump has announced plans for sweeping new tariffs, including a universal 10%-20% on imports and an additional 60%-100% on Chinese goods. Tariffs, essentially taxes on imported products, often drive up consumer costs in hopes of bolstering domestic industries. Trump’s prior administration leveraged tariffs on Chinese goods to address trade concerns and…

The amount of earnest money you’ll need varies significantly based on several factors, but it’s essential to understand the typical ranges. In average markets, expect to put down 1-3% of the purchase price–this means on a $300,000 home, you’re looking at $3,000-9,000 in earnest money. However, in hot markets where competition is fierce, this percentage…

Car Repairs • Cars Image Source: 123rf.com The colder months can be rough on your car. This is because chilly weather can do things like cause the fluids in your vehicle to thicken, reducing performance. It can also decrease air pressure in your tires and put extra strain on your battery. Not to mention, winter weather…

Image Source: 123rf.com If you’re like me and about 34% of other Americans, you might be setting a goal to lose weight in the new year. However, gym memberships can be costly and they frequently go unused. Having the equipment you need at home to get fit can help you save money while also meeting…

Want to know when you can expect your tax refund in 2025? We have our estimated IRS tax refund schedule right here. It’s one of the most common questions we see every year during tax season – when can I expect my tax refund to come? This is followed by – Where is the IRS tax…

David A Litman / Shutterstock.com The Affordable Care Act (ACA), widely known as Obamacare, has shaped the American healthcare landscape for over a decade. Despite attempts to repeal it, the ACA remains intact, though there is ongoing debate. In 2017, Republicans proposed the American Healthcare Act (AHCA), dubbed Trumpcare, as a replacement. Although it didn’t…

Image Source: Pexels According to the EPA, the average American generates about 4.9 pounds of waste every day. At the same time, 66% of Americans have said that sustainability is important to them when shopping for new products. When you are just beginning your journey to starting a zero-waste lifestyle, it may seem like a…

Source: The College Investor It’s almost the New Year! It’s time to set New Year’s Resolutions. And for many, increasing your savings is usually one of them. Barring any major life events, now’s the perfect time to start boosting your savings and really kicking your financial plan into overdrive. Whether you’re looking to get out…

Iakov Filimonov / Shutterstock.com Grocery shopping can quickly strain your budget, especially with sneaky price hikes and shrinking package sizes. While many items carry steep markups, smarter, cost-effective alternatives are often available. By identifying overpriced products and choosing better-value options, you can keep your grocery bill under control without compromising on quality. Here are 12…