Author: MoneyMaven

relationship Image Source: 123rf.com Friendship can be an amazing part of life, but you shouldn’t necessarily rely on your single friends to influence your love life. If you find that your closest circle is made up of mostly single people who aren’t interested in changing their relationship status, it could have more of an impact…

Source: bmogam.com Here’s the issue: During times of extreme market stress, the corporate bond portion—largely BBB-rated bonds—can see their value drop sharply and become illiquid. Why does this matter for ETFs? During March 2020’s COVID crash, we saw panicked posts from investors on Reddit like:  Why did some bond funds crash? ETFs use an “in-kind”…

Image Source: 123rf.com Retiring by 60 is a dream for many, but it takes careful planning—and smart saving—to make it a reality. If you’re wondering, how much retirement should I have at 40, you’re not alone. Financial experts often suggest having a solid base by this age to stay on track for early retirement. With…

Family or Marriage Image Source: 123rf.com Turning 50 often seems like closing a chapter in life. For many women, it may seem like the best years of your life are behind you. However, more ladies are discovering a renewed chance at life at this age. More divorced women in their 50s are dating again and…

Albert Product Name: Albert Product Description: Albert is an all in one financial app that offers a checking account, savings account, budgeting, investing, and financial advice. Summary Albert is an all-in-one financial platform that offers a checking account, high-yield savings, a budget, an investing account, and personalized financial advice from human financial advisors. There is…

Everyone needs a side-hustle today – it’s the only way to guarantee any semblance of financial security in an economy where jobs can disappear without warning. The even bigger benefit, though, has less to do with your bank account and more to do with your happiness level: Launching a side-business might be the most professionally…

Image Source: Pexels After many years of marriage, date night ideas for married couples can feel stale and uninspired. You may need inspiration to reignite the flame and make you feel like newlyweds again. Here are 10 date night ideas for married couples if you feel like you need to reconnect. 1. Escape Room Escape…

Reducing capital gains with capital losses If you have capital losses from the current year, or capital losses from previous years that you have not yet deducted, you can claim those unused losses to reduce a capital gain from the current tax year. Capital losses carry forward indefinitely, with no expiration. You can also strategically…

Image Source: 123rf.com Building credit is an important step to creating financial health. Once your credit is established you’ll have more opportunities to qualify for loans, mortgages, and other financial services when you need it. But, it’s important to go about building your credit in the right manner so that you optimize your score to…

Key Points The Department of Education administers federal student aid, but loan servicing and guarantee tasks involve many separate private contractors. Borrowers often encounter confusion and delays when navigating the higher education financing system. Proposals to shrink or eliminate the Department raise questions about who would handle key functions, but since many functions are outsourced,…