Category: Wealth

Home Once considered a relic of the past, wallpaper is experiencing a vibrant resurgence in home design. Thanks to modern materials, bold patterns, and easier application methods, wallpaper is now a favorite among DIY enthusiasts and interior designers alike. From cozy cottages to sleek urban apartments, this classic decor element is redefining spaces with personality…

The central bank opted to keep its overnight lending rate—which is used by lenders to set their prime rate and, by extension, variable mortgage rates—at 2.75%.  This is the BoC’s second consecutive rate hold, following a rate pause on Apr. 16. Prior to that, the BoC had steadily decreased its rate via a series of…

Image source: Pexels If you’ve ever been surprised by a medical bill that Medicare didn’t cover, you’re not alone. Millions of Americans believe Medicare is comprehensive…until they get hit with out-of-pocket costs, denials, or vague “not covered” notices. The truth is that Medicare is complex by design, and navigating it often feels like decoding a…

Have you been denied a bank account because of ChexSystems or Early Warning Services (EWS)? You’re not the only one. Many banks use these systems to track overdrafts, unpaid fees, and account closures—blocking access to new accounts for people with a troubled banking history. Second chance checking accounts are built to give you a fresh…

We’re often told to do everything we can to retire debt-free – that hanging onto a mortgage or car loan in retirement is a recipe for disaster. But like most blanket financial advice, context matters. And for many Canadians heading into retirement, especially those with defined benefit pensions and guaranteed government income, carrying a modest…

Image Source: pexels.com Bringing a new dog into your home is an exciting adventure, but not all breeds are created equal when it comes to their care needs. Many first-time owners fall in love with a dog’s appearance or reputation, only to discover that their new companion requires far more attention than anticipated. High-maintenance dog…

Image Source: Pexels Don’t get DINKs wrong, they like to hang out with your kids. Some even have honorary aunt and uncle titles. But DINKs didn’t have kids for a reason. While they love that your kids are a part of you, they don’t want to give up their weekend plans to babysit your children.…

The central bank will be watching the tariff dispute’s impact on inflation as it gauges future policy decisions. When is the next BoC announcement? The Bank of Canada’s next interest rate decision is set for July 30, alongside a new monetary policy report. CIBC chief economist Avery Shenfeld said in a note to clients Wednesday…

Image source: Pexels Let’s face it: living on a fixed income can make everyday bills feel like an uphill battle. Whether it’s utilities, groceries, or prescription medications, every dollar counts when you’re retired. That’s where AARP—the nation’s largest nonprofit dedicated to seniors—steps in with a variety of programs designed to lighten the load. Surprisingly, many…

If you want to grow your money without constantly checking the stock market, index funds could be your smartest bet. They’re low-cost, easy to understand, and built for long-term growth—even if you’re not an investing expert. Index funds have become a go-to strategy for investors who want steady returns without paying high fees or trying…