Category: Wealth

We’re often told to do everything we can to retire debt-free – that hanging onto a mortgage or car loan in retirement is a recipe for disaster. But like most blanket financial advice, context matters. And for many Canadians heading into retirement, especially those with defined benefit pensions and guaranteed government income, carrying a modest…

Image Source: pexels.com Bringing a new dog into your home is an exciting adventure, but not all breeds are created equal when it comes to their care needs. Many first-time owners fall in love with a dog’s appearance or reputation, only to discover that their new companion requires far more attention than anticipated. High-maintenance dog…

Image Source: Pexels Don’t get DINKs wrong, they like to hang out with your kids. Some even have honorary aunt and uncle titles. But DINKs didn’t have kids for a reason. While they love that your kids are a part of you, they don’t want to give up their weekend plans to babysit your children.…

The central bank will be watching the tariff dispute’s impact on inflation as it gauges future policy decisions. When is the next BoC announcement? The Bank of Canada’s next interest rate decision is set for July 30, alongside a new monetary policy report. CIBC chief economist Avery Shenfeld said in a note to clients Wednesday…

Image source: Pexels Let’s face it: living on a fixed income can make everyday bills feel like an uphill battle. Whether it’s utilities, groceries, or prescription medications, every dollar counts when you’re retired. That’s where AARP—the nation’s largest nonprofit dedicated to seniors—steps in with a variety of programs designed to lighten the load. Surprisingly, many…

If you want to grow your money without constantly checking the stock market, index funds could be your smartest bet. They’re low-cost, easy to understand, and built for long-term growth—even if you’re not an investing expert. Index funds have become a go-to strategy for investors who want steady returns without paying high fees or trying…

Automotive Modern cars are smarter, safer, and more connected than ever—but not everything that’s new is better. For every breakthrough in automotive safety and convenience, there’s a so-called “upgrade” that frustrates drivers daily. Whether it’s technology that tries too hard or features that solve problems nobody had, annoying car features have become a hot topic…

Image source: Pexels Retirement planning is all about building security and preserving wealth, but sometimes, it’s also about finding creative ways to keep more of what you’ve earned. Over the years, savvy retirees (and their advisors) have discovered plenty of strategies to legally reduce taxes and stretch retirement savings further. While these moves can be…

Looking to buy an ATV, but don’t have the cash upfront? You’re not alone. Whether you’re eyeing a rugged four-wheeler for work or a sport model for weekend fun, ATVs don’t come cheap—and most buyers turn to financing. This guide breaks down your best ATV financing options, including how loans work, how much you might…

Automotive We’ve all heard that a new car loses value the moment it’s driven off the lot—but some vehicles lose it faster than others. Depreciation isn’t just an annoying fact of life; it can significantly impact your long-term finances. If you plan to sell or trade your car within a few years, brand reputation and…