Category: Wealth

While taxes are unavoidable, taking advantage of eligible deductions ensures you’re not leaving free money on the table. This article explains the IRS mileage rate in detail—how it works, how to use it for deductions, and how to track your expenses correctly to stay compliant.  What Is the IRS Mileage Rate? The IRS mileage rate…

vladee / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. A small indulgence in wedding decor can unexpectedly snowball into budget-blowing extras, leaving couples financially overwhelmed instead of joyously wed. It’s essential to be…

Reciprocal tariffs will drive up the cost of most goods, making everyday life more expensive for American households. According to Fitch Ratings, the U.S. tariff rate on all imports has jumped from 2.5% in 2024 to around 22% today. Some research firms estimate the percentage is closer to 30%. As a result, more Americans may…

Unlike other financial formulas that require calculators or spreadsheets, the Rule of 72 offers a quick and reliable way to estimate compound growth, making it easier to make informed financial decisions. It’s simple but powerful when it comes to understanding the impact of different investment choices. Financial experts have used this formula for decades, as…

Gift funds allow VA loan borrowers to receive financial assistance from eligible donors, making the home-buying process even more accessible. However, it helps to understand the guidelines set by the Department of Veterans Affairs (VA) and mortgage lenders.  Who can give a gift? What can you use the funds for? How do you properly document…

Men’s Topics Image Source: 123rf.com While society has come a long way in promoting mental health awareness and emotional openness, many men still struggle to talk about the things that matter most. Cultural norms, fear of vulnerability, and outdated ideas about masculinity often prevent men from having the kinds of conversations that build trust, healing,…

If you’re nearing or in retirement, you should be familiar with the 4% rule. It says that you can withdraw 4% of your retirement savings each year, adjust it for inflation annually, and your money should last you at least 30 years. It was an idea suggested by William Bengen in 1994 and one that…

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Image Source: Pexels Credit scores significantly impact financial decisions, from loans and credit cards to housing. But is this system truly fair? Does your credit score accurately reflect your creditworthiness? Maintaining a high score requires effort, yet it can be easily damaged, raising concerns about its reliability as a lending metric. While various scoring models…

Technology Image Source: 123rf.com In today’s hyper-connected world, taking a tech-free break may feel daunting yet essential. Constant exposure to screens often leads to mental fatigue, stress, and decreased productivity. Setting aside just one hour a day without technology can significantly enhance your emotional well-being, reduce stress levels, and reconnect you with the present moment.…