Category: Wealth
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7 Ways To Save Money From Your Salary And Still Enjoy Life
Image Source: 123rf.com Around 65% of Americans are setting their sights on improving their finances in 2025. Of those, 43% are aiming to save more money. However, if your salary isn’t increasing, you might be wondering how to stretch your dollar further and stash away as much as you can. Here are seven tips on…
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Undateable: 8 Red Flags You Shouldn’t Ignore
Image Source: 123rf.com I’m so glad to be out of the dating scene. My wife and I have been happily married for almost six years, but I recall some absolute horror stories from my bachelor days. It’s true that everyone brings their quirks and baggage to relationships, but some of these things aren’t just “quirky,”…
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Why I Use Them And You Should Too
Ally Invest Product Name: Ally Invest Product Description: Ally Invest allows you to trade stocks, ETFs, mutual funds, bonds, and options. There are no commissions, and options are $0.50 per contract. Summary Ally Invest offers self-directed with no commissions or minimums. Its automated portfolios require a $100 minimum investment and are either free or 0.30%…
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Changes to Canada’s tax brackets, CPP contributions and more in 2025
What is the basic personal amount for 2025 taxes? For the 2025 tax year, the basic personal amount—on which you do not pay federal income tax—ranges from $14,538 to $16,129, depending on your overall income. That’s up from 2024 figures, which range from $14,256 to $15,705. Those with lower incomes have a higher basic personal…
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5 Unintended Consequences Of Breaking an Apartment Lease
Image Source: Pexels Are you considering breaking the lease on your apartment? Sometimes life events like a new job, sudden job loss, or buying a home can cause us to break an apartment lease. However, in these circumstances, your landlord has no obligation to let you out of your lease. Before you notify your landlord,…
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What’s Open/Closed on New Year’s Day 2025?
Image Source: 123rf.com Wednesday, January 1, 2025, is New Year’s Day. While Wednesday is typically a day of the week when the vast majority of companies are open for business, holidays can cause them to change their schedule, with some of them closing for the day. However, closing for federal holidays like New Year’s Day…
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Five Ways Trump May Affect Your Financial Life
Image Source: Pixabay Many professional investors are excited about Trump 2.0. They like Trump’s plans to lower taxes and they are enthusiastic about the prospect of reducing regulations. That said, the good ship Trump and the investors who try to crew it may be facing some choppy water – created, in part, by crossing its…
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Can You Become Wealthy If Your Spouse Does Not Work?
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! TOM@RICHHABITS.NET In my Rich Habits Study, 87 of the 177 Self-Made Millionaires were Saver-Investors. Saver-Investors build their wealth by consistently saving and…
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Dave Says: The Game’s Not for Everyone & The Safest Place?
The Game’s Not for Everyone Dear Dave, I’m 38, and after looking and waiting for years, I think I’ve found a rental property scenario I like. My plan is to take $30,000 out of my retirement account, and use it as a down payment on a property. My loan payment would be $1,400 a month,…
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Are You Eligible for the $1,400 From the IRS?
Image Source: 123rf.com Around one million taxpayers will receive a special payment of up to $1,400 from the Internal Revenue Service (IRS). The IRS announced that anyone who did not claim the Recovery Rebate Credit on their 2021 returns would be eligible for this payment. So, how do you know if you are eligible for…