Category: Wealth

R.Ashrafov / Shutterstock.com Fast food sandwiches are quick and satisfying, but some come with a hidden cost to your health. While specific options offer a decent balance of protein and nutrients, others contain excessive calories, sodium, and unhealthy fats. Before your next order, check out these 10 fast food sandwiches—learn which are smarter picks and…

One adjustment I’m making to my net worth asset allocation is reducing exposure to closed-end venture capital funds while increasing allocation to open-ended venture capital funds. Closed-end venture capital funds follow a traditional model: you commit capital, fund capital calls over several years, and rely on the general partners to make great investment choices. I…

To figure out how much you need in retirement, start with your current monthly spending as a baseline. Include essentials like: Housing costs, groceries, utilities, and transportation. Lifestyle expenses such as entertainment, hobbies, and travel.  And healthcare, which deserves special attention since costs typically increase with age. Above all, your retirement budget needs flexibility built…

New, Stricter Requirements for EV Tax Credits Have Inspired EV Lease Credits You’ve probably heard about the revised federal electric vehicle tax credit (now officially named the “Clean Vehicle Tax Credit“) that offers up to $7,500 for the purchase of new electric vehicles (EVs) and plug-in hybrid electric vehicles (PHEVs) sold in the United States.…

Cars Image Source: Wikipedia The 1980s was an incredible era for cars. Automakers were coming out with bold designs, performance was getting more powerful, and there were some styles that were unforgettable. It’s why vehicles from the 80s still have so much of a following. That said, there is a chance for some of the…

What are capital gains? When you sell an asset or investment for more than you bought it, you have a capital gain. Let’s say you purchased $1,000 worth of stock and then sold your shares for $1,500 two years later. In this case, you have a capital gain of $500. On the other hand, when…

What exactly is a university loan and how does it differ from other types of student loans? Perhaps you’ve heard of this kind of loan and want to learn more about it and whether you should apply. Or maybe you got an offer for this type of student loan directly from your college or university…

Rent-to-own combines renting with the option to purchase a home later, but this arrangement carries significant risks that many people overlook. While it offers a path to homeownership for those who need time to boost their credit score or save for a down payment, the reality often falls short of expectations. The financial implications are…

Dmytro Zinkevych / Shutterstock.com Finding the perfect gift doesn’t have to mean overspending. Thoughtful, well-chosen presents often mean more than expensive ones, and plenty of impressive options won’t strain your budget. Whether it’s for a birthday, holiday, or just a little surprise, these 21 affordable and meaningful gifts are sure to delight any recipient. Source…

As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your job—always try to negotiate a severance. If you’re planning to leave anyway, why not attempt to create a win-win scenario and walk…