Category: Wealth

Rent-to-own combines renting with the option to purchase a home later, but this arrangement carries significant risks that many people overlook. While it offers a path to homeownership for those who need time to boost their credit score or save for a down payment, the reality often falls short of expectations. The financial implications are…

Dmytro Zinkevych / Shutterstock.com Finding the perfect gift doesn’t have to mean overspending. Thoughtful, well-chosen presents often mean more than expensive ones, and plenty of impressive options won’t strain your budget. Whether it’s for a birthday, holiday, or just a little surprise, these 21 affordable and meaningful gifts are sure to delight any recipient. Source…

As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your job—always try to negotiate a severance. If you’re planning to leave anyway, why not attempt to create a win-win scenario and walk…

Let’s put all these steps into action with a real example. We’ll look at how Sarah, a graphic designer in New York, calculated her desired salary range. Her process shows exactly how each factor adds up to create a well-researched salary target. First, Sarah checked the market rate for graphic designers. She found the typical…

This article has been updated for the 2025 new car model year. Each year, I enjoy researching and ranking the cheapest new cars sold in the U.S. market and sharing my findings. Transportation is the 2nd highest consumer expense category in the U.S., and almost all of that comes from the purchase or lease of…

Cars Image Source: 123rf.com In 2025, middle-class households are considered to be any household making between $56,600 and $169,800. While this may seem like a decent amount of money, the economy is changing in a lot of ways. As a result, some things have been placed out of reach for middle-class citizens. Once-accessible car brands…

LeBlanc’s Friday announcement seeks to deliver clarity to these Canadians and appease the many critics, including executives from tech darling Shopify Inc., who saw the capital gains hike as a way to drive innovation and talent out of the country. LeBlanc’s announcement included increasing the lifetime capital gains exemption to $1.25 million from the current…

Image Source: Pixabay A 68-year-old rags-to-riches real estate tycoon is sitting in a jail cell in Ho Chi Minh City, Vietnam running a $9 billion race with death. Truong My Lan lost her appeal in early December to avoid a death sentence that was imposed in April when she was convicted of orchestrating one of…

Family or Marriage Image Source: 123rf.com Every strong relationship requires solid communication. You need to have open conversations with your partner. At the beginning of my relationship with my wife, this was something we struggled with. At the same time, you need to be aware of how the wrong words can damage your relationship. Certain…

Metro spokeswoman Marie-Claude Bacon confirmed the grocer has an annual blackout period “that has been in place for many years.” Sobeys parent Empire declined to comment, though it’s previously told media it freezes many prices around that time. Costco did not respond to the media request.  Walmart Canada does not have a blanket three-month price…