Category: Wealth

  • Credit Card Debt Relief for Teachers: 5 Programs That Can Help You Breathe Again

    Credit Card Debt Relief for Teachers: 5 Programs That Can Help You Breathe Again

    Image Source: Pexels The 2021 National Education Association survey reported that 53% of teachers from the pre-kindergarten through Grade 12 levels took out student loans to get through their schooling, and an estimated 42% of teachers with more than a decade of experience are still carrying some of that debt. This of course may limit…

  • 5 Types of Cars You Should Only Buy As A Last Resort

    5 Types of Cars You Should Only Buy As A Last Resort

    Cars Image Source: 123rf.com Buying a car is a huge decision and, unfortunately, choosing the wrong one can lead to endless headaches. Some vehicles offer reliability and long-term value. However, some types of cars can drain your wallet. You’ll wind up spending boatloads of money on repairs and your car might not perform the way…

  • Buy An Oil Well?

    Buy An Oil Well?

    I was reading Loral Langemeier a few years back. She’s a big advocate of direct investing in business opportunities like self storage, rental real estate and oil wells. The idea of buying an oil well got me intrigued. So I started looking around on-line. Some small wells can be had for around $200,000 to $1,000,000.…

  • Making sense of the Bank of Canada interest rate decision on January 29, 2025

    Making sense of the Bank of Canada interest rate decision on January 29, 2025

    The impact on Canadians with a mortgage In the short term, at least, this most recent rate cut is positive for mortgage borrowers, whether they’re shopping the market for a new mortgage, or looking to renew their existing mortgage term. With the benchmark rate now 2% below its 5% peak, that’s considerably lowered borrowing costs…

  • 5 Streaming Services Scaling Back Amid Subscriber Losses

    5 Streaming Services Scaling Back Amid Subscriber Losses

    Image Source: Pexels According to Fortune Business Insights, the video streaming market is now valued at over $670 billion. Additionally, there are approximately 1.8 billion subscriptions to video streaming services and 34% of all TV usage is dedicated to streaming. The industry enjoyed a significant boom during the COVID-19 Pandemic, and many companies hoped subscriptions…

  • Here Are 6 Benefits to Using Affirm For Your Major Purchases

    Here Are 6 Benefits to Using Affirm For Your Major Purchases

    Image Source: 123rf.com There is no shortage of financing options today. Services like Affirm, Afterpay, and Klarna make it easier to make larger purchases without the high interest rates that come with many traditional credit cards. For those who use Affirm, you may be wondering about your repayment options. Can you pay off Affirm early?…

  • 8 Effective Ways to Resolve Arguments Without Fighting

    8 Effective Ways to Resolve Arguments Without Fighting

    Family or Marriage Image Source: 123rf.com While my wife and I don’t get into arguments very often, they happen in every relationship. However, every disagreement doesn’t have to turn into a blow-out fight. There are ways to resolve arguments without things escalating. Here are eight healthy ways to resolve conflict in your relationships. 1. Practice…

  • Why your therapist wants to talk to you about money

    Why your therapist wants to talk to you about money

    When discussing fees, our relationship to money, how much our friend or partner makes, feelings can get stirred up. And this can be fodder for therapy, a way that your therapist can help to understand you better. We know that money can be a touchy subject for a lot of Canadians. There are many psychological factors…

  • Here Are Our Top 7 Investing Books For New Investors

    Here Are Our Top 7 Investing Books For New Investors

    Image Source: 123rf.com As a new investor, getting started in the world of investing can be intimidating. Doing your research and learning as much as you can will serve you well. Whether you want to master the basics or build long-term wealth, there are books out there that will help you get where you want…

  • 10 Things to Never Say During an Argument

    10 Things to Never Say During an Argument

    Finances & Money Image Source: 123rf.com As a married man, I know how explosive arguments can be, especially if you have the knack for choosing the wrong words. The words you say can either resolve the conflict or escalate everything. So, when you are in the middle of a heated moment with your other half,…