Category: Wealth

Insurance Modern cars are more connected than ever. From GPS systems to built-in Wi-Fi, your vehicle is collecting data every time you start the engine. But what many drivers don’t realize is that some of this data might be making its way to insurance companies, with or without your knowledge. This silent flow of information…

Image source: Pexels Most Americans treat Social Security like a retirement vending machine: reach a certain age, push a button, get your monthly benefit. But behind the curtain is a system full of nuance, strategy, and quiet consequences. What you don’t know can absolutely cost you. The problem? People don’t ask enough questions. They assume…

Buying a home is exciting—but it can also feel like a race against the clock. Whether you’re lining up movers, timing your lease, or juggling school schedules, knowing how long the home-buying process really takes can help you plan with confidence. While every situation is different, most buyers can expect the process to take between…

You walk into your parents’ house and immediately notice the overflowing cabinets, garages packed to the brim, and boxes full of “just in case” items. While they might not see it as a problem, what you’re witnessing is low-key boomer hoarding—the kind that’s subtle, nostalgic, and deeply rooted in a generation raised on frugality. Many…

Some Canadian provinces have a default deductible amount everyone starts at—for instance, it’s $500 in Ontario and $750 in Manitoba—but you can choose to pay less or more, depending on your situation.  The amount of deductible you choose impacts the cost of your premiums. Generally, the higher the deductible, the lower the premium. So, if…

Improved offer. The IHG One Rewards Premier Credit Card is the premium IHG hotel co-branded card that includes special IHG perks like a free night award every year you keep the card, Elite status, and every 4th award night free. Here are the highlights: 5 Free Nights (worth up to 60,000 IHG points each) after…

Image source: Unsplash For many people trying to build a strong retirement, maxing out a 401(k) or IRA feels like hitting the ceiling. You put in the maximum allowed, follow the rules, and still wonder if it’s going to be enough. Retirement contribution limits were designed to cap tax-advantaged savings, but that doesn’t mean you’re…

Bonds are a dependable investment tool that can help stabilize your portfolio, especially when markets feel unpredictable. In 2025, bonds represented over 25% of U.S. household investments, underscoring their role in balancing risk and reward. Bonds aren’t flashy, but they can bring balance and steady income to your portfolio—whether you’re nearing retirement, saving for college,…

Automotive In the automotive world, appearances can be deceiving. Some cars boast aggressive styling, sporty accents, and aerodynamic designs that scream speed, yet under the hood, they lack the performance to match. These vehicles might turn heads at a glance but disappoint when it comes to acceleration and overall driving dynamics. Interestingly, many modern minivans,…

We arrived in Canada with optimism, and we thought we were prepared: we had savings, work experience and a support system. But one visit to a car dealership during our first week in the country showed us how little we really knew. In just a few hours, we got a crash course in buying a…