Category: Wealth
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What A Trump Presidency Means For Your Finances
Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let’s dive into what this new Trump presidency could mean for your finances. The failed assassination attempt on Trump was a sobering reminder of how fragile life is, underscoring that…
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The 10 Best HSA Accounts in 2025 (Health Savings Accounts)
If you are looking for the best HSA account in 2025, we’ve got your covered. If a Health Savings Account (HSA) hasn’t been top of mind – there really is no better time to start or switch to a new HSA account, as provider competition is at an all-time high. HSA funds are portable, meaning…
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Unnecessary Investment Loans, Optimizing RRSP, Underspending in Retirement, and More
Welcome to the Money Bag, where I answer questions and address comments from readers on a wide range of money topics, myths, and perceptions about money. No question is off limits, so hit me up in the comments section or send me an email about any money topic that’s on your mind. Today, I’m answering reader questions about…
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7 Words You’re Not Saying Enough To Save Your Relationship
Family or Marriage Image Source: 123rf.com If you want your relationship to thrive you need to focus on communication. Many people don’t think about how the words they say (or don’t say) can make a huge difference. Saying some of the things mentioned here could help you navigate tough times in your relationship or, even…
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Do affordable starter cars still exist?
“But I do think that’s a quality pool of used vehicles,” Bettencourt said. He would only buy privately if inspection by a mechanic was part of the sale contract. Best used cars in Canada Expert picks for the best-value pre-owned SUVs, EVs, hybrids, compacts, pickups, luxury rides and more. Subsidies for electric vehicles As for…
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PayPal Fined $2M By New York For Data Breach
PayPal Fined: PayPal’s mismanagement of cybersecurity led to unauthorized access to customers’ Social Security numbers and other private information. Consumer Impact: Affected users faced heightened risks of identity theft due to these lapses. Regulatory Implications: The case signals stricter enforcement of cybersecurity rules for financial institutions. New York State’s Department of Financial Services (DFS) has…
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8 Effective Strategies to Pay Off Your Student Loans Fast
Nirat.pix / Shutterstock.com If you’re struggling to pay off your student loans, rest assured — you aren’t the only one. In 2024, more than 42 million Americans had federal student loan debt, which typically takes roughly 20 years to pay off. The average borrower has nearly $38,000 in federal student loans — more than double…
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New Book! Millionaire Milestones: Simple Steps To Seven Figures
Get excited! After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Simple Steps To Seven Figures! If you’ve enjoyed my writing on Financial Samurai over the past 16 years, you’re going to love this book out on May 6, 2025. With over 30…
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50% Off Unlimited 12-mo. Plan, Ends 1/24/25
Mint Mobile, the Ryan Reynolds endorsed T-Mobile brand, has been silently offering 50% off its prepaid “Unlimited” 12-month plan (normally $30/month, but just $15/month with the sale price) through 1/24/25. In the past, Mint has offered (and is currently offering) 50% off their 3-month Unlimited plan, but then you paid full price starting in month…
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VA Home Equity Loans: Exploring Alternatives for Veterans
Whether you want to consolidate debt or even finance home improvements, accessing your home equity can provide the funds you need. In your search, you may have come across the term “VA loan home equity.” While servicemembers can still access their home equity through other means, it’s important to note that the Department of Veterans…