Category: Wealth

relationship Image Source: pexels.com When you’re dating, getting swept up in the excitement of a new connection is easy. But sometimes, what feels like love is actually something else—a self-centered relationship where your partner’s interests always come first. Recognizing the signs early can save you from heartache, wasted time, and even financial loss. You’re not…

“The easiest thing to do would be: ‘I need additional compensation outside of the benefit package to buy my own private health care,’” he said. “So maybe, you negotiate and say, ‘My expenses are too high, my dental expenses are really high. This plan isn’t covering me sufficiently for what I need.” Usually, any plan…

Here’s my monthly survey of the best interest rates on cash as of June 2025, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of our idle cash, and you can often earning more money while keeping the same level of safety by moving to another FDIC-insured bank or NCUA-insured credit…

Most people have been misled to believe that self-made millionaires are endowed with some discipline-superpower that renders them immune to failure and adversity and supercharges them with incredible grit, determination and perseverance. That, I learned from my Rich Habits research is patently false. Self-made millionaires have no more discipline than anyone else. Self-discipline is powered by willpower.…

Thinking about refinancing but don’t want to shell out thousands in upfront fees? A no-closing-cost refinance sounds like a win—but there’s more to it than meets the eye. Instead of paying fees at the closing table, you’ll either accept a higher interest rate or roll the costs into your loan. It’s a smart option for…

Home Once considered a relic of the past, wallpaper is experiencing a vibrant resurgence in home design. Thanks to modern materials, bold patterns, and easier application methods, wallpaper is now a favorite among DIY enthusiasts and interior designers alike. From cozy cottages to sleek urban apartments, this classic decor element is redefining spaces with personality…

The central bank opted to keep its overnight lending rate—which is used by lenders to set their prime rate and, by extension, variable mortgage rates—at 2.75%.  This is the BoC’s second consecutive rate hold, following a rate pause on Apr. 16. Prior to that, the BoC had steadily decreased its rate via a series of…

Image source: Pexels If you’ve ever been surprised by a medical bill that Medicare didn’t cover, you’re not alone. Millions of Americans believe Medicare is comprehensive…until they get hit with out-of-pocket costs, denials, or vague “not covered” notices. The truth is that Medicare is complex by design, and navigating it often feels like decoding a…

Have you been denied a bank account because of ChexSystems or Early Warning Services (EWS)? You’re not the only one. Many banks use these systems to track overdrafts, unpaid fees, and account closures—blocking access to new accounts for people with a troubled banking history. Second chance checking accounts are built to give you a fresh…

We’re often told to do everything we can to retire debt-free – that hanging onto a mortgage or car loan in retirement is a recipe for disaster. But like most blanket financial advice, context matters. And for many Canadians heading into retirement, especially those with defined benefit pensions and guaranteed government income, carrying a modest…